If your roof was installed in the last 12 months, your homeowners policy may need to be updated for proper coverage and potential premium credits.

Replaced Your Roof?Let’s Make Sure Your Insurance Reflects It.

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Schedule My Roof Review
Schedule My Roof Review
Upload My Declarations Page
Upload My Declarations Page
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Front view of a house with beige siding, a brick accent wall, a gray gable roof, and white trim, set against a partly cloudy sky and trees.

Replaced Your Roof?Let’s Make Sure Your Insurance Reflects It.

If your roof was installed in the last 12 months, your homeowners policy may need to be updated for proper coverage and potential premium credits.

Schedule My Roof Review
Schedule My Roof Review
Upload My Declarations Page
Upload My Declarations Page
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Local Ohio Agency

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Independent Multiple Carriers

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No Pressure Coverage Review

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Clear Written Recommendations

Local Ohio Agency

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Independent Multiple Carriers

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No Pressure Coverage Review

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Clear Written Recommendations

A roof replacement is a major structural investment.

If your carrier hasn’t been updated, your policy may:

• Miss available roof-age discounts
• Reflect outdated replacement costs
• Misclassify your roof type
• Complicate a future claim

We often see policies left unchanged after major improvements. This review ensures your coverage reflects reality.

Why Updating Your Policy After a Roof Replacement Is Important

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WHAT TO CHECK

A house with a person working on the roof, inspecting or repairing shingles, in an inset overlay.

Why Updating Your Policy After a Roof Replacement Is Important

A roof replacement is a major structural investment.

If your carrier hasn’t been updated, your policy may:

• Miss available roof-age discounts
• Reflect outdated replacement costs
• Misclassify your roof type
• Complicate a future claim

We often see policies left unchanged after major improvements. This review ensures your coverage reflects reality.

No obligation. No carrier change required. You’ll leave with clarity.

What’s Included in Your Complimentary Roof Review

Verify roof installation year on file

Illustration of a purple and yellow checkmark.

Identify underwriting documentation needed

Confirm roofing material classification

Illustration of a purple and yellow checkmark.

Provide written recommendations

Identify underwriting documentation needed

Revew dwelling replacement cost

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STart My Roof Review
STart My Roof Review
Illustration of a purple and yellow checkmark.
Illustration of a purple and yellow checkmark.
Illustration of a purple and yellow checkmark.
Illustration of a purple and yellow checkmark.
Illustration of a purple and yellow checkmark.
Illustration of a purple and yellow checkmark.

What’s Included in Your Complimentary Roof Review

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Illustration of a purple and yellow checkmark.
Illustration of a purple and yellow checkmark.
Illustration of a purple and yellow checkmark.
Illustration of a purple and yellow checkmark.

Verify roof installation year on file

Confirm roofing material classification

Revew dwelling replacement cost

Check for available rating credits

Check for available rating credits

Provide written recommendations

No obligation. No carrier change required. You’ll leave with clarity.

STart My Roof Review
STart My Roof Review

If that’s you, this is a simple step that protects your investment.

Switched to architectural or impact-resistant shingles

Replaced their roof in the last 12 months

Who This REVIEW Is For

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Installed a metal roof

Homeowners who :

Who This REVIEW Is For

Homeowners who :

A house with a purple roof and windows, accompanied by a circular gauge indicating 90% with a yellow and purple needle.
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Replaced their roof in the last 12 months

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Installed a metal roof

Switched to architectural or impact-resistant shingles

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Filed a storm claim and completed repairs

Filed a storm claim and completed repairs

Are unsure if their carrier was notified

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Are unsure if their carrier was notified

If that’s you, this is a simple step that protects your investment.

Shine Insurance is an independent agency serving homeowners in Lewis Center, Worthington, Polaris, and surrounding Central Ohio communities.

We believe insurance should be:

• Transparent
• Structured correctly
• Reviewed proactively, not reactively

Our goal is not just lower premiums.

It’s accurate coverage before a claim ever happens.

A Local, ADVISORY-FIrst Agency

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A purple house with yellow windows and a yellow door, set in front of a bright sun with rays, and the words 'SHINE INSURANCE' below.
Logo of Shine Insurance featuring a purple house with yellow windows, a yellow door, and a vibrant yellow sun with rays behind it.
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A Local, ADVISORY-FIrst Agency

Shine Insurance is an independent agency serving homeowners in Lewis Center, Worthington, Polaris, and surrounding Central Ohio communities.

We believe insurance should be:

• Transparent
• Structured correctly
• Reviewed proactively, not reactively

Our goal is not just lower premiums.

It’s accurate coverage before a claim ever happens.

How ThiS Works

A Simple 3-Step Review Process

How ThiS Works

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A Simple 3-Step Review Process

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Submit your information online or schedule a quick call.

Submit your information online or schedule a quick call.

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The number 02 in large purple 3D style font with a yellow underline.

We review your declarations page and roof details.

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Receive a summary of findings and recommendations.

Receive a summary of findings and recommendations.

Average time required from you: 10 to 15 minutes.

Average time required from you: 10 to 15 minutes.

We review your declarations page and roof details.

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Request Your Roof Coverage Review

  • No. This is a policy review. We outline findings whether or not a carrier change makes sense.

  • Not necessarily. Sometimes the solution is simply updating your existing carrier.

  • No. Eligibility for credits depends on underwriting guidelines and policy structure.

  • Your current declarations page and the year and material of your roof.

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Request Your Roof Coverage Review

FAQ

FAQ

  • No. This is a policy review. We outline findings whether or not a carrier change makes sense.

  • Not necessarily. Sometimes the solution is simply updating your existing carrier.

  • No. Eligibility for credits depends on underwriting guidelines and policy structure.

  • Your current declarations page and the year and material of your roof.

You upgraded your roof.
Now let’s make sure your insurance reflects it.

Protect The Investment You just made

Clear Answers | Local Guidance | No Pressure

Schedule My Review
Schedule My Review

Protect The Investment You just made

You upgraded your roof.
Now let’s make sure your insurance reflects it.

Clear Answers | Local Guidance | No Pressure

Schedule My Review
Schedule My Review