If your roof was installed in the last 12 months, your homeowners policy may need to be updated for proper coverage and potential premium credits.

Replaced Your Roof?Let’s Make Sure Your Insurance Reflects It.

Replaced Your Roof?Let’s Make Sure Your Insurance Reflects It.

If your roof was installed in the last 12 months, your homeowners policy may need to be updated for proper coverage and potential premium credits.

Local Ohio Agency

Independent Multiple Carriers

No Pressure Coverage Review

Clear Written Recommendations

Local Ohio Agency

Independent Multiple Carriers

No Pressure Coverage Review

Clear Written Recommendations

A roof replacement is a major structural investment.

If your carrier hasn’t been updated, your policy may:

• Miss available roof-age discounts
• Reflect outdated replacement costs
• Misclassify your roof type
• Complicate a future claim

We often see policies left unchanged after major improvements. This review ensures your coverage reflects reality.

Why Updating Your Policy After a Roof Replacement Is Important

WHAT TO CHECK

Why Updating Your Policy After a Roof Replacement Is Important

A roof replacement is a major structural investment.

If your carrier hasn’t been updated, your policy may:

• Miss available roof-age discounts
• Reflect outdated replacement costs
• Misclassify your roof type
• Complicate a future claim

We often see policies left unchanged after major improvements. This review ensures your coverage reflects reality.

No obligation. No carrier change required. You’ll leave with clarity.

What’s Included in Your Complimentary Roof Review

Verify roof installation year on file

Identify underwriting documentation needed

Confirm roofing material classification

Provide written recommendations

Identify underwriting documentation needed

Revew dwelling replacement cost

What’s Included in Your Complimentary Roof Review

Verify roof installation year on file

Confirm roofing material classification

Revew dwelling replacement cost

Check for available rating credits

Check for available rating credits

Provide written recommendations

No obligation. No carrier change required. You’ll leave with clarity.

If that’s you, this is a simple step that protects your investment.

Switched to architectural or impact-resistant shingles

Replaced their roof in the last 12 months

Who This REVIEW Is For

Installed a metal roof

Homeowners who :


Who This REVIEW Is For

Homeowners who :

Replaced their roof in the last 12 months

Installed a metal roof

Switched to architectural or impact-resistant shingles

Filed a storm claim and completed repairs

Filed a storm claim and completed repairs

Are unsure if their carrier was notified

Are unsure if their carrier was notified

If that’s you, this is a simple step that protects your investment.

Shine Insurance is an independent agency serving homeowners in Lewis Center, Worthington, Polaris, and surrounding Central Ohio communities.

We believe insurance should be:

• Transparent
• Structured correctly
• Reviewed proactively, not reactively

Our goal is not just lower premiums.

It’s accurate coverage before a claim ever happens.

A Local, ADVISORY-FIrst Agency

A Local, ADVISORY-FIrst Agency

Shine Insurance is an independent agency serving homeowners in Lewis Center, Worthington, Polaris, and surrounding Central Ohio communities.

We believe insurance should be:

• Transparent
• Structured correctly
• Reviewed proactively, not reactively

Our goal is not just lower premiums.

It’s accurate coverage before a claim ever happens.

How ThiS Works

A Simple 3-Step Review Process

How ThiS Works

A Simple 3-Step Review Process

Submit your information online or schedule a quick call.

Submit your information online or schedule a quick call.

We review your declarations page and roof details.

Receive a summary of findings and recommendations.

Receive a summary of findings and recommendations.

Average time required from you: 10 to 15 minutes.

Average time required from you: 10 to 15 minutes.

We review your declarations page and roof details.

Request Your Roof Coverage Review

  • No. This is a policy review. We outline findings whether or not a carrier change makes sense.

  • Not necessarily. Sometimes the solution is simply updating your existing carrier.

  • No. Eligibility for credits depends on underwriting guidelines and policy structure.

  • Your current declarations page and the year and material of your roof.

Request Your Roof Coverage Review

FAQ

FAQ

  • No. This is a policy review. We outline findings whether or not a carrier change makes sense.

  • Not necessarily. Sometimes the solution is simply updating your existing carrier.

  • No. Eligibility for credits depends on underwriting guidelines and policy structure.

  • Your current declarations page and the year and material of your roof.

You upgraded your roof.
Now let’s make sure your insurance reflects it.

Protect The Investment You just made

Clear Answers | Local Guidance | No Pressure

Protect The Investment You just made

You upgraded your roof.
Now let’s make sure your insurance reflects it.

Clear Answers | Local Guidance | No Pressure